IU Credit Cards

Let’s see the perks

Here are just a few of the fantastic benefits that come with an IU Customized Cash Rewards credit card from Bank of America:

  • Get a $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening – plus earn 3% cash back + 3% first-year cash back bonus in the category of your choice.
  • Earn 6% cash back for the first year in the category of your choice: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category.
  • Earn automatic 2% cash back at grocery stores and wholesale clubs.
  • Earn unlimited 1% cash back on all other purchases.
  • Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
  • To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month or make no change and it stays the same.
  • This online only offer may not be available if you leave this page. You can take advantage of this offer when you apply.
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Terms and Conditions

For more information about rates, fees, other costs, and benefits associated with the use of this card, see Terms and Conditions, and refer to the disclosures accompanying the online credit card application. This credit card program is issued and administered by Bank of America, N.A.

Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc. Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC. ©2025 Bank of America Corporation